# FreeFinCalc.net

> 470+ free financial calculators covering mortgages, loans, retirement, taxes, investing, debt payoff, and business finance. All tools run in-browser, support 40+ currencies, require no sign-up, and cite primary sources (Federal Reserve, IRS, Bankrate surveys). Operated by Munir Afridi. Contact: muha-mun@hotmail.com.

## Core calculators

- [Mortgage Calculator](https://www.freefincalc.net/mortgage-calculator): payment, amortization, taxes, PMI with current rates
- [Salary After Tax](https://www.freefincalc.net/salary-after-tax-calculator): take-home pay with federal, state, FICA breakdown
- [Retirement Calculator](https://www.freefincalc.net/retirement-calculator): savings trajectory and retirement age
- [Compound Interest](https://www.freefincalc.net/compound-interest-calculator): growth with contributions
- [Personal Loan Calculator](https://www.freefincalc.net/personal-loan-calculator): real current APRs by credit tier
- [FIRE Calculator](https://www.freefincalc.net/fire-retirement-calculator): financial independence number and early retirement age
- [CAGR Calculator](https://www.freefincalc.net/cagr-calculator): compound annual growth rate with historical benchmarks
- [Debt Payoff Calculator](https://www.freefincalc.net/debt-payoff-calculator): snowball vs avalanche timelines

## Reference data

- [Federal Tax Brackets 2026](https://www.freefincalc.net/federal-tax-brackets)
- [State Income Tax Rates](https://www.freefincalc.net/state-income-tax-rates)
- [Minimum Wage by State](https://www.freefincalc.net/minimum-wage-by-state)
- [State tax calculators](https://www.freefincalc.net/tax-calculator): per-state income tax for all 50 states
- [2026 401(k) & IRA Contribution Limits](https://www.freefincalc.net/blog/401k-ira-contribution-limits-2026): all 2026 limits, catch-up amounts, the new Roth catch-up rule, and Roth IRA income phase-outs (IRS Notice 2025-67)
- [W-4 Extra Withholding: How Much to Add in 2026](https://www.freefincalc.net/blog/w4-extra-withholding-2026): the exact Step 4(c) amount to enter (annual shortfall divided by pay periods left), with a 2026 extra-withholding table by pay frequency and a two-earner example

## About

- [About](https://www.freefincalc.net/about): methodology and team
- [Contact](https://www.freefincalc.net/contact)