Net Worth Calculator
Calculate your total net worth by adding assets and subtracting all liabilities.
Enter Details
Results
Related Calculators
Frequently Asked Questions
What is the average net worth by age?
Median US net worth by age (2024 Fed data): Under 35: $39,000. 35-44: $135,000. 45-54: $247,000. 55-64: $365,000. 65-74: $410,000. 75+: $335,000. The mean (average) is much higher due to wealthy outliers. Focus on improving your own trajectory rather than comparing to averages.
How do I build net worth quickly?
The fastest net worth builders: (1) increase income aggressively — raises, promotion, side income, (2) keep fixed expenses low — housing and car are the biggest levers, (3) invest early and consistently — compound growth takes time, (4) eliminate high-interest debt — it is anti-wealth, (5) avoid lifestyle inflation as income rises.
Should I include home equity in net worth?
Yes, home equity (home value minus mortgage) is a legitimate asset that counts toward net worth. However, since you cannot easily spend home equity without selling or borrowing against it, many financial planners track both total net worth and "liquid net worth" (excluding home equity and retirement accounts with penalties).