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Montana Property Tax Calculator 2026

Montana (MT) property tax rate: 0.84% | Median home: $445,000 | Median annual tax: $3,738

0.84%
Property Tax Rate
$445,000
Median Home Value
$3,738
Median Annual Tax

Calculate Your Montana Property Tax

$445,000
$0

Your Montana Property Tax Estimate

Home Value$445,000
Exemption-$0
Taxable Value$445,000
Tax Rate (Montana)0.84%
Annual Property Tax$3,738/yr
Monthly Property Tax$312/mo

Property Taxes in Montana — What You Need to Know

Montana is a scenic Big Sky state with surging post-pandemic demand. The average effective property tax rate in Montana is 0.84%, which is near the national average of 1.1%.

On the median Montana home valued at $445,000, annual property taxes come to approximately $3,738 or $312/month. This is a significant part of your total housing cost and should be factored into any home purchase budget.

Pro tip: Montana has no sales tax. The Homestead Exemption reduces residential assessment rates.

Combined with Montana's state income tax rate of 5.9%, homeowners should consider the total tax picture. Property taxes in Montana are manageable and in line with regional averages.

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Frequently Asked Questions

What is the property tax rate in Montana?

Montana has an average effective property tax rate of 0.84%. On the median home value of $445,000, that equals approximately $3,738 per year or $312 per month.

How are property taxes calculated in Montana?

Property taxes in Montana are calculated by multiplying your home assessed value by the local tax rate. The assessed value may differ from market value depending on your county assessment ratio. Exemptions like homestead exemptions can reduce your taxable value.

Does Montana have a homestead exemption?

Montana has no sales tax. The Homestead Exemption reduces residential assessment rates.

How do Montana property taxes compare to other states?

Montana property taxes are near the national average of 1.1%. This means property tax costs are predictable and in line with most states.

When are property taxes due in Montana?

Property tax due dates vary by county in Montana. Most counties offer semi-annual payments. Check with your county tax assessor office for specific due dates. Late payments typically incur penalties of 1-2% per month.

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