Data & Research
Original financial data and state rankings updated for 2026
50 Research Pages | All 50 States | Free Data
Mortgage & Housing
Average Mortgage Payment by State
See the average monthly mortgage payment in all 50 states. Ranked from cheapest to most expensive wi...
Salary Needed to Buy a Home in Every State
How much do you need to earn to afford a home in each state? Based on the 28% rule with median home ...
Best States for First-Time Home Buyers
Ranked scoring based on median home price, mortgage payment vs income ratio, and down payment saving...
Median Home Price by State
Home values across America. All 50 states ranked by median home price from most to least expensive....
Housing Affordability Index by State
Can the average family afford a home? Our affordability index measures median income vs median home ...
Years to Save for a Down Payment by State
How long to save 20% down payment on a median home? Based on saving 20% of median income....
Rent vs Mortgage Payment by State
Is it cheaper to rent or buy in your state? Monthly rent vs estimated mortgage payment for all 50 st...
How Much House Can You Afford by State
Based on the median income in each state and the 28% rule, this is the maximum home price you can af...
Home Price to Income Ratio by State
How many years of income to buy a home? The traditional benchmark is 3x. See which states exceed it....
Can Teachers Afford to Buy a Home by State?
On an average teacher salary of $60k, which states allow teachers to afford a median-priced home?...
Cost of Living & Budget
Most Affordable States to Live in
All 50 states ranked by overall cost of living index. See which states stretch your dollar the furth...
Most Expensive States to Live in
The 50 most expensive states ranked by cost of living. From Hawaii to Mississippi — see where your s...
Average Rent by State
Median rent prices across all 50 states. See the cheapest and most expensive states for renters....
Average Grocery Cost by State
How much do groceries cost in your state? All 50 states ranked by average monthly grocery spending....
Healthcare Cost by State
Healthcare cost index for all 50 states. See which states have the cheapest and most expensive healt...
Average Electric Bill by State
Monthly electricity costs across America. See which states have the cheapest and most expensive powe...
Average Childcare Cost by State
Infant daycare costs in all 50 states. Monthly and annual childcare costs ranked from cheapest to mo...
Best States for Young Professionals
Scored on income, rent affordability, job market, and nightlife. Where should 20-somethings move?...
Best States for Families
Family-friendly state rankings based on childcare costs, housing, schools, healthcare, and safety....
Cost of Living to Income Ratio by State
The real measure of affordability: cost of living divided by median income. See which states give yo...
Average Monthly Budget by State
What does a typical month cost in your state? Rent, groceries, utilities, gas, healthcare, and taxes...
Average Utility Cost by State
Total monthly utility costs in all 50 states including electric, gas, water, and internet....
Best States for Remote Workers
Work from anywhere? These states offer the best combo of low cost, no income tax, fast internet, and...
States With Most Affordable Rent
Where can you find the cheapest rent in America? All 50 states ranked by median rent....
How Far $100,000 Goes in Every State
The real purchasing power of $100k varies by up to $50,000 depending on your state. See the adjusted...
Annual Cost to Raise a Child by State
What does it cost to raise a child in your state? Including childcare, food, housing uplift, and hea...
Cost of Living for Singles by State
What does it cost for a single person to live in each state? Rent, food, transport, utilities, and t...
Best States for Dual-Income Families
Where do two-income households thrive? Ranked by income potential, affordability, childcare, and qua...
Rent-to-Income Ratio by State
What percentage of income goes to rent in each state? The 30% rule says you should not exceed 30%....
Tax & Income
States With No Income Tax
The 9 states with no income tax and how much you save. Includes effective tax savings calculations f...
States With Highest Income Tax
All 50 states ranked by income tax rate from highest to lowest. See how your state compares....
Total Tax Burden by State
Your total tax burden including federal and state income tax on the median income. All 50 states com...
How Much You Save in No-Income-Tax States
Moving to a no-tax state? See exactly how much you save at every income level from $40k to $200k....
Auto & Transport
Average Gas Prices by State
Current average gas prices in all 50 states. Ranked from cheapest to most expensive per gallon....
Cheapest Gas Prices by State
All 50 states ranked by gas price per gallon. See the cheapest and most expensive states to fill up....
Annual Fuel Cost by State
How much do you spend on gas per year? Calculated at 15,000 miles/year at 25 MPG for all 50 states....
Retirement & FIRE
Best States for Retirees
All 50 states scored for retirement based on taxes, healthcare, cost of living, and climate. Find yo...
States Where You Can Retire on $50,000/Year
Can you retire comfortably on $50k per year? We rank all 50 states by how far $50,000 goes in retire...
FIRE Number by State
How much do you need to retire early in your state? FIRE number calculated using the 4% rule for all...
Salary & Pay
Median Household Income by State
Household income rankings for all 50 states. From highest to lowest median income with cost-adjusted...
How Much You Need to Earn to Be Middle Class by State
The middle class income range varies wildly by state. See the exact salary needed in your state....
Take-Home Pay by State on $75,000 Salary
How much of a $75k salary do you actually keep? All 50 states ranked by after-tax take-home pay....
Take-Home Pay by State on $100,000 Salary
What does $100k really get you after taxes? All 50 states ranked by actual take-home pay....
Can You Live on Minimum Wage by State?
Monthly income at $7.25-$16.28/hr vs monthly expenses in each state. Which states are livable on min...
Savings & Wealth
Monthly Savings Potential by State
How much can you save each month in your state? Based on median income minus typical expenses....
Emergency Fund Needed by State
How much emergency fund do you need? 6 months of essential expenses calculated for all 50 states....
Potential Savings Rate by State
What percentage of income can you realistically save in each state? Based on median income vs typica...