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Best States for Families 2026 (Ranked)

Family-friendly state rankings based on childcare costs, housing, schools, healthcare, and safety.

79/100
Best (Mississippi)
-18/100
Worst (Hawaii)
45/100
Average
50/100
Median

Top 5 States

#1 Mississippi79/100
#2 West Virginia79/100
#3 Arkansas77/100
#4 South Dakota73/100
#5 Alabama71/100

Bottom 5 States

#50 Hawaii-18/100
#49 New York-15/100
#48 Massachusetts-9/100
#47 California-9/100
#46 New Jersey4/100

All 50 States — Family Score

#State Family Score VisualIncome COL Grade
#1Mississippi79/100
$46,50083A+
#2West Virginia79/100
$48,00084A+
#3Arkansas77/100
$52,10084A+
#4South Dakota73/100
$62,10091A+
#5Alabama71/100
$56,20087A+
#6Kentucky71/100
$55,60087A+
#7Oklahoma71/100
$55,80086A+
#8Tennessee71/100
$59,70091A+
#9Louisiana69/100
$52,30091A+
#10Missouri67/100
$61,00088A+
#11New Mexico66/100
$53,00091A+
#12Kansas65/100
$62,10089A+
#13South Carolina65/100
$56,20092A+
#14Ohio63/100
$59,30089A
#15Wyoming63/100
$65,00095A
#16Indiana62/100
$58,60090A
#17Iowa61/100
$63,20090A
#18Texas60/100
$67,30093A
#19Michigan59/100
$63,40089A
#20North Dakota59/100
$64,80093A
#21Nebraska58/100
$66,50091A
#22Georgia56/100
$63,40093A
#23Idaho55/100
$62,30097A
#24Nevada53/100
$64,200104A
#25North Carolina52/100
$61,00095A
#26Florida50/100
$63,100103A
#27Wisconsin50/100
$64,80093A
#28Montana48/100
$60,600103B+
#29Arizona47/100
$65,600103B+
#30Pennsylvania47/100
$67,60094B+
#31Illinois44/100
$72,20093B+
#32Utah42/100
$75,600103B+
#33Delaware38/100
$69,100102B+
#34Maine38/100
$63,200109B+
#35New Hampshire34/100
$83,300112B
#36Virginia33/100
$80,600103B
#37Alaska31/100
$77,800127B
#38Minnesota31/100
$77,70097B
#39Vermont31/100
$63,400110B
#40Rhode Island28/100
$71,200109B
#41Oregon27/100
$71,200113B
#42Colorado23/100
$80,200105B
#43Washington19/100
$82,100115C
#44Maryland14/100
$90,200118C
#45Connecticut11/100
$83,800121C
#46New Jersey4/100
$87,700121D
#47California-9/100
$84,900142F
#48Massachusetts-9/100
$89,700135F
#49New York-15/100
$75,900139F
#50Hawaii-18/100
$84,900190F

Key Takeaways

Based on our analysis of family affordability across all 50 states, Mississippi ranks #1 with 79/100, while Hawaii ranks last at -18/100. The national average is 45/100.

States with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) generally perform well on affordability metrics due to higher effective take-home pay.

The gap between the best and worst state is significant: 97/100. This means your choice of state can make a dramatic difference in your family affordability. Use our baby cost calculator to run the numbers for your specific situation.

Related Data

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Explore More Data

Average Mortgage Payment by StateSalary Needed to Buy a Home in Every StateStates With No Income TaxAverage Gas Prices by StateBest States for RetireesBest States for First-Time Home BuyersStates With Highest Income TaxMedian Household Income by State

Frequently Asked Questions

What state has the best family affordability?

Mississippi ranks #1 with 79/100. West Virginia and Arkansas round out the top 3.

What state has the worst family affordability?

Hawaii ranks last (#50) with -18/100. New York and Massachusetts are also among the worst.

What is the national average for family affordability?

The average across all 50 states is 45/100. The median is 50/100.

How is this data calculated?

This data is calculated using the latest available median income, housing prices, cost of living indices, tax rates, and expense data for each state. Our methodology uses consistent formulas applied to all 50 states for fair comparison.

Data & Research

State RankingsSalary DataFinancial by AgeMortgage DataInsurance DataCredit Card DataTax Brackets 2026Minimum Wage

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