Utah, known as the "Beehive State", is a fast-growing Western state with rising housing costs but low utilities. Here is everything you need to know about the cost of living in the Beehive State — from housing and groceries to taxes, utilities, childcare, and what salary you actually need.
Here is what a typical month costs in Utah for a single person earning the median income of $75,600/year:
Each category shows how Utah compares to the national average. Green means cheaper, yellow means similar, orange/red means more expensive.
Adjust your salary to see a detailed monthly budget breakdown for living in Utah.
Select a state to see how much salary you would need there to maintain the same lifestyle you have in Utah.
The most popular cities for residents and newcomers in Utah:
Housing is the single biggest expense in Utah, as it is everywhere. The median home price in Utah is $505,000, and the median rent for a one-bedroom apartment is $1,300/month. With a housing cost index of 119, Utah housing is 19% more expensive than the national average.
Housing costs in Utah are above average but manageable for households earning the median income. The 30% rule (spend no more than 30% of gross income on housing) is achievable in most areas.
Utah has a state income tax rate of 4.65%. On the median household income of $75,600, you will pay approximately $3,515/year in state income tax ($293/month). This is below the national average — a tax advantage for Utah residents.
The average single person in Utah spends approximately $400/month on groceries. A family of four can expect to spend $1,000-$1,200/month. The food cost index of 97 means groceries in Utah are 3% below the national average.
Gas prices in Utah average $3.35/gallon. For the average commuter driving 15,000 miles/year at 25 MPG, that is roughly $2,010/year in fuel costs.
Utah healthcare costs are 8% below the national average (index: 92). The average annual healthcare cost per person in Utah is approximately $5,520 including premiums and out-of-pocket expenses. Employer-sponsored health insurance covers the majority of working adults.
Infant daycare in Utah averages $950/month ($11,400/year). This is a substantial but manageable expense for dual-income households. Many families in Utah find that one parent staying home is more cost-effective when two or more children need daycare.
Utah offers a solid balance of cost, opportunity, and quality of life. With costs near the national average, you get access to growing job markets in Salt Lake City and Provo, and a cost of living that leaves room for saving and investing.
See all Utah financial calculators:
Utah (UT) has a cost of living index of 103, meaning it is 3% more expensive than the US average. Housing is the biggest factor with an index of 119. The median rent is $1,300/month and the median home price is $505,000. Utah ranks #33 out of 50 states for affordability (1 = cheapest).
For a single person, a comfortable salary in Utah is approximately $98,280/year ($8,190/month). For a family of four, aim for $166,320/year. This covers housing at 30% of income, groceries ($400/mo), transportation, healthcare, and a 15% savings rate. The median household income in Utah is $75,600.
The median rent for a one-bedroom apartment in Utah is approximately $1,300/month. A two-bedroom averages $1,755/month. Rent varies significantly by city: Salt Lake City, Provo, West Valley City are the most popular metro areas. Housing costs in Utah are above average — budget carefully.
Utah offers a balanced lifestyle with costs near the national average. Growing job markets in Salt Lake City and Provo attract new residents.
The most affordable areas in Utah are typically smaller cities and rural areas away from the major metros. Within Utah, costs can vary 20-40% between the most expensive city (Salt Lake City metro) and more affordable areas. Ogden and St. George tend to offer lower costs while still providing good amenities and job opportunities.
The average monthly grocery bill in Utah for a single person is approximately $400 ($1,000 for a family of four). Utah food costs are 3% below the national average. Shopping at Walmart, Aldi, and local discount stores can reduce this by 15-25%.
The average monthly electric bill in Utah is approximately $100. Total utilities (electric, gas, water, internet) average $220/month. Utah utilities are 13% below the national average. Utility costs are manageable for most households.
Utah has a state income tax rate of 4.65%. On the median household income of $75,600, that is approximately $3,515/year in state income tax. This is below the national average — a tax advantage.