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Can You Live on Minimum Wage by State? 2026

Monthly income at $7.25-$16.28/hr vs monthly expenses in each state. Which states are livable on minimum wage?

$81/mo
Best (West Virginia)
$-398/mo
Worst (Florida)
$-104/mo
Average
$-92/mo
Median

Top 5 States

#1 West Virginia$81/mo
#2 Mississippi$61/mo
#3 Hawaii$59/mo
#4 Arkansas$46/mo
#5 Montana$45/mo

Bottom 5 States

#50 Florida$-398/mo
#49 Colorado$-346/mo
#48 Texas$-292/mo
#47 Georgia$-291/mo
#46 Virginia$-274/mo

All 50 States — Monthly Surplus/Deficit

#State Monthly Surplus/Deficit VisualIncome COL Grade
#1West Virginia$81/mo
$48,00084A+
#2Mississippi$61/mo
$46,50083A+
#3Hawaii$59/mo
$84,900190A+
#4Arkansas$46/mo
$52,10084A+
#5Montana$45/mo
$60,600103A+
#6Wyoming$19/mo
$65,00095A+
#7New York$16/mo
$75,900139A+
#8North Dakota$14/mo
$64,80093A+
#9Kentucky$7/mo
$55,60087A
#10Alaska$1/mo
$77,800127A
#11Maine$-4/mo
$63,200109A
#12South Dakota$-9/mo
$62,10091A
#13Iowa$-14/mo
$63,20090A
#14Oklahoma$-20/mo
$55,80086A
#15New Mexico$-34/mo
$53,00091A
#16Nebraska$-35/mo
$66,50091A
#17Alabama$-44/mo
$56,20087A
#18Vermont$-44/mo
$63,400110A
#19Ohio$-53/mo
$59,30089A
#20Indiana$-54/mo
$58,60090A
#21Kansas$-55/mo
$62,10089A
#22Missouri$-58/mo
$61,00088A
#23Wisconsin$-61/mo
$64,80093A
#24Louisiana$-62/mo
$52,30091A
#25Connecticut$-88/mo
$83,800121B+
#26Idaho$-92/mo
$62,30097B+
#27Michigan$-93/mo
$63,40089B+
#28Rhode Island$-94/mo
$71,200109B+
#29Minnesota$-118/mo
$77,70097B+
#30Delaware$-121/mo
$69,100102B+
#31Oregon$-133/mo
$71,200113B+
#32Pennsylvania$-146/mo
$67,60094B
#33Utah$-152/mo
$75,600103B
#34New Hampshire$-155/mo
$83,300112B
#35New Jersey$-155/mo
$87,700121B
#36Massachusetts$-156/mo
$89,700135B
#37South Carolina$-160/mo
$56,20092B
#38California$-174/mo
$84,900142B
#39North Carolina$-186/mo
$61,00095B
#40Tennessee$-194/mo
$59,70091B
#41Illinois$-204/mo
$72,20093B
#42Maryland$-221/mo
$90,200118C
#43Nevada$-226/mo
$64,200104C
#44Washington$-258/mo
$82,100115C
#45Arizona$-260/mo
$65,600103C
#46Virginia$-274/mo
$80,600103C
#47Georgia$-291/mo
$63,40093D
#48Texas$-292/mo
$67,30093D
#49Colorado$-346/mo
$80,200105D
#50Florida$-398/mo
$63,100103F

Key Takeaways

Based on our analysis of minimum wage livability across all 50 states, West Virginia ranks #1 with $81/mo, while Florida ranks last at $-398/mo. The national average is $-104/mo.

States with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) generally perform well on affordability metrics due to higher effective take-home pay.

The gap between the best and worst state is significant: $479/mo. This means your choice of state can make a dramatic difference in your minimum wage livability. Use our hourly to salary calculator to run the numbers for your specific situation.

Related Data

Median Household Income by StateHow Much You Need to Earn to Be Middle Class by StateTake-Home Pay by State on $75,000 SalaryTake-Home Pay by State on $100,000 Salary

Explore More Data

Average Mortgage Payment by StateSalary Needed to Buy a Home in Every StateMost Affordable States to Live inMost Expensive States to Live inStates With No Income TaxAverage Rent by StateAverage Grocery Cost by StateHealthcare Cost by State

Frequently Asked Questions

What state has the best minimum wage livability?

West Virginia ranks #1 with $81/mo. Mississippi and Hawaii round out the top 3.

What state has the worst minimum wage livability?

Florida ranks last (#50) with $-398/mo. Colorado and Texas are also among the worst.

What is the national average for minimum wage livability?

The average across all 50 states is $-104/mo. The median is $-92/mo.

How is this data calculated?

This data is calculated using the latest available median income, housing prices, cost of living indices, tax rates, and expense data for each state. Our methodology uses consistent formulas applied to all 50 states for fair comparison.

Data & Research

State RankingsSalary DataFinancial by AgeMortgage DataInsurance DataCredit Card DataTax Brackets 2026Minimum Wage

More Reference Data

Tax Brackets 2026Minimum Wage by StateState Income Tax RatesProperty Tax by StateInflation Rate HistorySocial Security by Age401k/IRA Limits