F
FreeFinCalc
Try Free

Cost of Living for Singles by State 2026

What does it cost for a single person to live in each state? Rent, food, transport, utilities, and taxes.

$1,573/mo
Best (West Virginia)
$3,448/mo
Worst (Hawaii)
$2,080/mo
Average
$2,043/mo
Median

Top 5 States

#1 West Virginia$1,573/mo
#2 Mississippi$1,588/mo
#3 Arkansas$1,615/mo
#4 Kentucky$1,678/mo
#5 Oklahoma$1,705/mo

Bottom 5 States

#50 Hawaii$3,448/mo
#49 California$2,948/mo
#48 Massachusetts$2,728/mo
#47 New York$2,568/mo
#46 Washington$2,553/mo

All 50 States — Monthly Cost (Single)

#State Monthly Cost (Single) VisualIncome COL Grade
#1West Virginia$1,573/mo
$48,00084A+
#2Mississippi$1,588/mo
$46,50083A+
#3Arkansas$1,615/mo
$52,10084A+
#4Kentucky$1,678/mo
$55,60087A+
#5Oklahoma$1,705/mo
$55,80086A+
#6Iowa$1,708/mo
$63,20090A+
#7South Dakota$1,720/mo
$62,10091A+
#8North Dakota$1,725/mo
$64,80093A+
#9Alabama$1,733/mo
$56,20087A+
#10Nebraska$1,758/mo
$66,50091A+
#11Kansas$1,760/mo
$62,10089A+
#12Missouri$1,763/mo
$61,00088A+
#13New Mexico$1,763/mo
$53,00091A+
#14Indiana$1,765/mo
$58,60090A+
#15Ohio$1,768/mo
$59,30089A+
#16Wyoming$1,768/mo
$65,00095A+
#17Louisiana$1,783/mo
$52,30091A+
#18Michigan$1,828/mo
$63,40089A+
#19Wisconsin$1,833/mo
$64,80093A+
#20Montana$1,883/mo
$60,600103A
#21South Carolina$1,943/mo
$56,20092A
#22Idaho$1,968/mo
$62,30097A
#23Tennessee$1,975/mo
$59,70091A
#24Pennsylvania$1,978/mo
$67,60094A
#25Minnesota$1,990/mo
$77,70097A
#26North Carolina$2,043/mo
$61,00095A
#27Maine$2,048/mo
$63,200109A
#28Illinois$2,058/mo
$72,20093A
#29Delaware$2,078/mo
$69,100102A
#30Vermont$2,118/mo
$63,400110A
#31Texas$2,143/mo
$67,30093B+
#32Georgia$2,150/mo
$63,40093B+
#33Rhode Island$2,168/mo
$71,200109B+
#34Utah$2,168/mo
$75,600103B+
#35Nevada$2,288/mo
$64,200104B+
#36Arizona$2,293/mo
$65,600103B+
#37New Hampshire$2,308/mo
$83,300112B+
#38Virginia$2,318/mo
$80,600103B+
#39Oregon$2,333/mo
$71,200113B+
#40Alaska$2,358/mo
$77,800127B+
#41Connecticut$2,373/mo
$83,800121B+
#42Colorado$2,473/mo
$80,200105B
#43New Jersey$2,473/mo
$87,700121B
#44Florida$2,493/mo
$63,100103B
#45Maryland$2,513/mo
$90,200118B
#46Washington$2,553/mo
$82,100115B
#47New York$2,568/mo
$75,900139B
#48Massachusetts$2,728/mo
$89,700135C
#49California$2,948/mo
$84,900142C
#50Hawaii$3,448/mo
$84,900190F

Key Takeaways

Based on our analysis of single living costs across all 50 states, West Virginia ranks #1 with $1,573/mo, while Hawaii ranks last at $3,448/mo. The national average is $2,080/mo.

States with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) generally perform well on affordability metrics due to higher effective take-home pay.

The gap between the best and worst state is significant: $1,875/mo. This means your choice of state can make a dramatic difference in your single living costs. Use our budget planner calculator to run the numbers for your specific situation.

Related Data

Most Affordable States to Live inMost Expensive States to Live inAverage Rent by StateAverage Grocery Cost by StateHealthcare Cost by StateAverage Electric Bill by State

Explore More Data

Average Mortgage Payment by StateSalary Needed to Buy a Home in Every StateStates With No Income TaxAverage Gas Prices by StateBest States for RetireesBest States for First-Time Home BuyersStates With Highest Income TaxMedian Household Income by State

Frequently Asked Questions

What state has the best single living costs?

West Virginia ranks #1 with $1,573/mo. Mississippi and Arkansas round out the top 3.

What state has the worst single living costs?

Hawaii ranks last (#50) with $3,448/mo. California and Massachusetts are also among the worst.

What is the national average for single living costs?

The average across all 50 states is $2,080/mo. The median is $2,043/mo.

How is this data calculated?

This data is calculated using the latest available median income, housing prices, cost of living indices, tax rates, and expense data for each state. Our methodology uses consistent formulas applied to all 50 states for fair comparison.

Data & Research

State RankingsSalary DataFinancial by AgeMortgage DataInsurance DataCredit Card DataTax Brackets 2026Minimum Wage

More Budget & Life

Budget PlannerNet WorthCost of LivingCurrency ConverterHow to Budget 50/30/20How to Create Monthly BudgetHow to Save Money FastHow to Build Emergency FundWhat Is Net Worth?How to Calculate Net WorthWhat Is an Emergency Fund?