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Best States for Dual-Income Families 2026

Where do two-income households thrive? Ranked by income potential, affordability, childcare, and quality of life.

100/100
Best (Alabama)
85/100
Worst (New York)
100/100
Average
100/100
Median

Top 5 States

#1 Alabama100/100
#2 Alaska100/100
#3 Arizona100/100
#4 Arkansas100/100
#5 California100/100

Bottom 5 States

#50 New York85/100
#49 Hawaii91/100
#48 Wyoming100/100
#47 Wisconsin100/100
#46 West Virginia100/100

All 50 States — Dual Income Score

#State Dual Income Score VisualIncome COL Grade
#1Alabama100/100
$56,20087A+
#2Alaska100/100
$77,800127A+
#3Arizona100/100
$65,600103A+
#4Arkansas100/100
$52,10084A+
#5California100/100
$84,900142A+
#6Colorado100/100
$80,200105A+
#7Connecticut100/100
$83,800121A+
#8Delaware100/100
$69,100102A+
#9Florida100/100
$63,100103A+
#10Georgia100/100
$63,40093A+
#11Idaho100/100
$62,30097A+
#12Illinois100/100
$72,20093A+
#13Indiana100/100
$58,60090A+
#14Iowa100/100
$63,20090A+
#15Kansas100/100
$62,10089A+
#16Kentucky100/100
$55,60087A+
#17Louisiana100/100
$52,30091A+
#18Maine100/100
$63,200109A+
#19Maryland100/100
$90,200118A+
#20Massachusetts100/100
$89,700135A+
#21Michigan100/100
$63,40089A+
#22Minnesota100/100
$77,70097A+
#23Mississippi100/100
$46,50083A+
#24Missouri100/100
$61,00088A+
#25Montana100/100
$60,600103A+
#26Nebraska100/100
$66,50091A+
#27Nevada100/100
$64,200104A+
#28New Hampshire100/100
$83,300112A+
#29New Jersey100/100
$87,700121A+
#30New Mexico100/100
$53,00091A+
#31North Carolina100/100
$61,00095A+
#32North Dakota100/100
$64,80093A+
#33Ohio100/100
$59,30089A+
#34Oklahoma100/100
$55,80086A+
#35Oregon100/100
$71,200113A+
#36Pennsylvania100/100
$67,60094A+
#37Rhode Island100/100
$71,200109A+
#38South Carolina100/100
$56,20092A+
#39South Dakota100/100
$62,10091A+
#40Tennessee100/100
$59,70091A+
#41Texas100/100
$67,30093A+
#42Utah100/100
$75,600103A+
#43Vermont100/100
$63,400110A+
#44Virginia100/100
$80,600103A+
#45Washington100/100
$82,100115A+
#46West Virginia100/100
$48,00084A+
#47Wisconsin100/100
$64,80093A+
#48Wyoming100/100
$65,00095A+
#49Hawaii91/100
$84,900190B
#50New York85/100
$75,900139F

Key Takeaways

Based on our analysis of dual-income families across all 50 states, Alabama ranks #1 with 100/100, while New York ranks last at 85/100. The national average is 100/100.

States with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) generally perform well on affordability metrics due to higher effective take-home pay.

The gap between the best and worst state is significant: 15/100. This means your choice of state can make a dramatic difference in your dual-income families. Use our budget planner calculator to run the numbers for your specific situation.

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Frequently Asked Questions

What state has the best dual-income families?

Alabama ranks #1 with 100/100. Alaska and Arizona round out the top 3.

What state has the worst dual-income families?

New York ranks last (#50) with 85/100. Hawaii and Wyoming are also among the worst.

What is the national average for dual-income families?

The average across all 50 states is 100/100. The median is 100/100.

How is this data calculated?

This data is calculated using the latest available median income, housing prices, cost of living indices, tax rates, and expense data for each state. Our methodology uses consistent formulas applied to all 50 states for fair comparison.

Data & Research

State RankingsSalary DataFinancial by AgeMortgage DataInsurance DataCredit Card DataTax Brackets 2026Minimum Wage

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