How much net worth do you need to be in the top 10% of your state? Estimated thresholds for all 50 states.
| # | State | Top 10% Threshold ▼ | Visual | Income | COL | Grade |
|---|---|---|---|---|---|---|
| #1 | Hawaii | $2,677,600 | $84,900 | 190 | A+ | |
| #2 | California | $2,537,600 | $84,900 | 142 | A+ | |
| #3 | Massachusetts | $1,996,800 | $89,700 | 135 | B+ | |
| #4 | Washington | $1,994,400 | $82,100 | 115 | B+ | |
| #5 | Colorado | $1,846,800 | $80,200 | 105 | B+ | |
| #6 | New Jersey | $1,736,800 | $87,700 | 121 | B | |
| #7 | Utah | $1,716,400 | $75,600 | 103 | B | |
| #8 | New York | $1,661,600 | $75,900 | 139 | B | |
| #9 | Oregon | $1,614,800 | $71,200 | 113 | B | |
| #10 | New Hampshire | $1,579,200 | $83,300 | 112 | B | |
| #11 | Montana | $1,488,400 | $60,600 | 103 | B | |
| #12 | Rhode Island | $1,474,800 | $71,200 | 109 | B | |
| #13 | Maryland | $1,466,800 | $90,200 | 118 | B | |
| #14 | Connecticut | $1,441,200 | $83,800 | 121 | C | |
| #15 | Arizona | $1,424,400 | $65,600 | 103 | C | |
| #16 | Nevada | $1,418,800 | $64,200 | 104 | C | |
| #17 | Idaho | $1,411,200 | $62,300 | 97 | C | |
| #18 | Virginia | $1,400,400 | $80,600 | 103 | C | |
| #19 | Florida | $1,386,400 | $63,100 | 103 | C | |
| #20 | Tennessee | $1,288,800 | $59,700 | 91 | C | |
| #21 | Maine | $1,274,800 | $63,200 | 109 | C | |
| #22 | Alaska | $1,249,200 | $77,800 | 127 | C | |
| #23 | Vermont | $1,247,600 | $63,400 | 110 | C | |
| #24 | North Carolina | $1,238,000 | $61,000 | 95 | C | |
| #25 | Texas | $1,207,200 | $67,300 | 93 | C | |
| #26 | Minnesota | $1,192,800 | $77,700 | 97 | C | |
| #27 | Georgia | $1,191,600 | $63,400 | 93 | C | |
| #28 | Delaware | $1,186,400 | $69,100 | 102 | C | |
| #29 | Wyoming | $1,142,000 | $65,000 | 95 | C | |
| #30 | Illinois | $1,086,800 | $72,200 | 93 | D | |
| #31 | South Carolina | $1,050,800 | $56,200 | 92 | D | |
| #32 | Pennsylvania | $1,012,400 | $67,600 | 94 | D | |
| #33 | New Mexico | $1,010,000 | $53,000 | 91 | D | |
| #34 | Wisconsin | $1,001,200 | $64,800 | 93 | D | |
| #35 | South Dakota | $990,400 | $62,100 | 91 | D | |
| #36 | Nebraska | $952,000 | $66,500 | 91 | D | |
| #37 | North Dakota | $917,200 | $64,800 | 93 | D | |
| #38 | Michigan | $911,600 | $63,400 | 89 | D | |
| #39 | Missouri | $902,000 | $61,000 | 88 | D | |
| #40 | Ohio | $895,200 | $59,300 | 89 | D | |
| #41 | Indiana | $892,400 | $58,600 | 90 | D | |
| #42 | Iowa | $854,800 | $63,200 | 90 | D | |
| #43 | Kentucky | $852,400 | $55,600 | 87 | D | |
| #44 | Kansas | $850,400 | $62,100 | 89 | D | |
| #45 | Alabama | $826,800 | $56,200 | 87 | F | |
| #46 | Oklahoma | $825,200 | $55,800 | 86 | F | |
| #47 | Louisiana | $783,200 | $52,300 | 91 | F | |
| #48 | Arkansas | $754,400 | $52,100 | 84 | F | |
| #49 | Mississippi | $676,000 | $46,500 | 83 | F | |
| #50 | West Virginia | $626,000 | $48,000 | 84 | F |
Based on our analysis of wealth benchmarks across all 50 states, Hawaii ranks #1 with $2,677,600, while West Virginia ranks last at $626,000. The national average is $1,263,280.
States with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) generally perform well on affordability metrics due to higher effective take-home pay.
The gap between the best and worst state is significant: $2,051,600. This means your choice of state can make a dramatic difference in your wealth benchmarks. Use our net worth calculator to run the numbers for your specific situation.
Hawaii ranks #1 with $2,677,600. California and Massachusetts round out the top 3.
West Virginia ranks last (#50) with $626,000. Mississippi and Arkansas are also among the worst.
The average across all 50 states is $1,263,280. The median is $1,192,800.
This data is calculated using the latest available median income, housing prices, cost of living indices, tax rates, and expense data for each state. Our methodology uses consistent formulas applied to all 50 states for fair comparison.