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Annual Cost to Raise a Child by State 2026

What does it cost to raise a child in your state? Including childcare, food, housing uplift, and healthcare.

$13,435/yr
Best (West Virginia)
$27,730/yr
Worst (New York)
$19,154/yr
Average
$18,730/yr
Median

Top 5 States

#1 West Virginia$13,435/yr
#2 Mississippi$13,470/yr
#3 Arkansas$13,940/yr
#4 Kentucky$14,955/yr
#5 Oklahoma$15,050/yr

Bottom 5 States

#50 New York$27,730/yr
#49 Hawaii$27,700/yr
#48 California$27,470/yr
#47 Massachusetts$26,980/yr
#46 New Jersey$25,100/yr

All 50 States — Annual Child Cost

#State Annual Child Cost VisualIncome COL Grade
#1West Virginia$13,435/yr
$48,00084A+
#2Mississippi$13,470/yr
$46,50083A+
#3Arkansas$13,940/yr
$52,10084A+
#4Kentucky$14,955/yr
$55,60087A+
#5Oklahoma$15,050/yr
$55,80086A+
#6Alabama$15,070/yr
$56,20087A+
#7Louisiana$15,300/yr
$52,30091A+
#8South Dakota$15,710/yr
$62,10091A
#9Kansas$15,800/yr
$62,10089A
#10Missouri$15,840/yr
$61,00088A
#11New Mexico$15,860/yr
$53,00091A
#12Iowa$16,270/yr
$63,20090A
#13South Carolina$16,330/yr
$56,20092A
#14North Dakota$16,350/yr
$64,80093A
#15Indiana$16,420/yr
$58,60090A
#16Ohio$16,440/yr
$59,30089A
#17Tennessee$16,460/yr
$59,70091A
#18Wyoming$16,500/yr
$65,00095A
#19Nebraska$17,040/yr
$66,50091A
#20Idaho$17,060/yr
$62,30097A
#21Michigan$17,190/yr
$63,40089A
#22Montana$17,440/yr
$60,600103A
#23Georgia$17,550/yr
$63,40093A
#24North Carolina$17,850/yr
$61,00095B+
#25Wisconsin$18,450/yr
$64,80093B+
#26Texas$18,730/yr
$67,30093B+
#27Utah$18,900/yr
$75,600103B+
#28Maine$19,020/yr
$63,200109B+
#29Arizona$19,090/yr
$65,600103B+
#30Pennsylvania$19,390/yr
$67,60094B+
#31Delaware$19,730/yr
$69,100102B+
#32Nevada$19,730/yr
$64,200104B+
#33Illinois$20,290/yr
$72,20093B
#34Vermont$20,410/yr
$63,400110B
#35Florida$20,930/yr
$63,100103B
#36Alaska$21,030/yr
$77,800127B
#37Oregon$21,120/yr
$71,200113B
#38Rhode Island$21,120/yr
$71,200109B
#39Minnesota$21,340/yr
$77,70097B
#40Virginia$21,660/yr
$80,600103B
#41New Hampshire$22,170/yr
$83,300112C
#42Colorado$22,770/yr
$80,200105C
#43Connecticut$24,090/yr
$83,800121C
#44Maryland$24,610/yr
$90,200118D
#45Washington$24,800/yr
$82,100115D
#46New Jersey$25,100/yr
$87,700121D
#47Massachusetts$26,980/yr
$89,700135F
#48California$27,470/yr
$84,900142F
#49Hawaii$27,700/yr
$84,900190F
#50New York$27,730/yr
$75,900139F

Key Takeaways

Based on our analysis of child-rearing costs across all 50 states, West Virginia ranks #1 with $13,435/yr, while New York ranks last at $27,730/yr. The national average is $19,154/yr.

States with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) generally perform well on affordability metrics due to higher effective take-home pay.

The gap between the best and worst state is significant: $14,295/yr. This means your choice of state can make a dramatic difference in your child-rearing costs. Use our baby cost calculator to run the numbers for your specific situation.

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Frequently Asked Questions

What state has the best child-rearing costs?

West Virginia ranks #1 with $13,435/yr. Mississippi and Arkansas round out the top 3.

What state has the worst child-rearing costs?

New York ranks last (#50) with $27,730/yr. Hawaii and California are also among the worst.

What is the national average for child-rearing costs?

The average across all 50 states is $19,154/yr. The median is $18,730/yr.

How is this data calculated?

This data is calculated using the latest available median income, housing prices, cost of living indices, tax rates, and expense data for each state. Our methodology uses consistent formulas applied to all 50 states for fair comparison.

Data & Research

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