F
FreeFinCalc
Try Free

Average Childcare Cost by State 2026

Infant daycare costs in all 50 states. Monthly and annual childcare costs ranked from cheapest to most expensive.

$650/mo
Best (Mississippi)
$1,600/mo
Worst (New York)
$1,002/mo
Average
$950/mo
Median

Top 5 States

#1 Mississippi$650/mo
#2 West Virginia$650/mo
#3 Arkansas$680/mo
#4 Alabama$750/mo
#5 Kentucky$750/mo

Bottom 5 States

#50 New York$1,600/mo
#49 Massachusetts$1,500/mo
#48 California$1,500/mo
#47 New Jersey$1,400/mo
#46 Hawaii$1,400/mo

All 50 States — Monthly Childcare

#State Monthly Childcare VisualIncome COL Grade
#1Mississippi$650/mo
$46,50083A+
#2West Virginia$650/mo
$48,00084A+
#3Arkansas$680/mo
$52,10084A+
#4Alabama$750/mo
$56,20087A+
#5Kentucky$750/mo
$55,60087A+
#6Louisiana$750/mo
$52,30091A+
#7Oklahoma$750/mo
$55,80086A+
#8Kansas$800/mo
$62,10089A
#9Missouri$800/mo
$61,00088A
#10New Mexico$800/mo
$53,00091A
#11South Carolina$800/mo
$56,20092A
#12South Dakota$800/mo
$62,10091A
#13Tennessee$800/mo
$59,70091A
#14Georgia$850/mo
$63,40093A
#15Idaho$850/mo
$62,30097A
#16Indiana$850/mo
$58,60090A
#17Iowa$850/mo
$63,20090A
#18North Dakota$850/mo
$64,80093A
#19Ohio$850/mo
$59,30089A
#20Wyoming$850/mo
$65,00095A
#21Michigan$900/mo
$63,40089A
#22Montana$900/mo
$60,600103A
#23Nebraska$900/mo
$66,50091A
#24North Carolina$900/mo
$61,00095A
#25Arizona$950/mo
$65,600103B+
#26Texas$950/mo
$67,30093B+
#27Utah$950/mo
$75,600103B+
#28Maine$1,000/mo
$63,200109B+
#29Nevada$1,000/mo
$64,200104B+
#30Wisconsin$1,000/mo
$64,80093B+
#31Delaware$1,050/mo
$69,100102B+
#32Florida$1,050/mo
$63,100103B+
#33Pennsylvania$1,050/mo
$67,60094B+
#34Alaska$1,100/mo
$77,800127B
#35Illinois$1,100/mo
$72,20093B
#36Oregon$1,100/mo
$71,200113B
#37Vermont$1,100/mo
$63,400110B
#38Rhode Island$1,150/mo
$71,200109B
#39Virginia$1,150/mo
$80,600103B
#40Colorado$1,200/mo
$80,200105B
#41Minnesota$1,200/mo
$77,70097B
#42New Hampshire$1,200/mo
$83,300112B
#43Connecticut$1,350/mo
$83,800121C
#44Maryland$1,350/mo
$90,200118C
#45Washington$1,350/mo
$82,100115C
#46Hawaii$1,400/mo
$84,900190D
#47New Jersey$1,400/mo
$87,700121D
#48California$1,500/mo
$84,900142D
#49Massachusetts$1,500/mo
$89,700135D
#50New York$1,600/mo
$75,900139F

Key Takeaways

Based on our analysis of childcare affordability across all 50 states, Mississippi ranks #1 with $650/mo, while New York ranks last at $1,600/mo. The national average is $1,002/mo.

States with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) generally perform well on affordability metrics due to higher effective take-home pay.

The gap between the best and worst state is significant: $950/mo. This means your choice of state can make a dramatic difference in your childcare affordability. Use our baby cost calculator to run the numbers for your specific situation.

Related Data

Most Affordable States to Live inMost Expensive States to Live inAverage Rent by StateAverage Grocery Cost by StateHealthcare Cost by StateAverage Electric Bill by State

Explore More Data

Average Mortgage Payment by StateSalary Needed to Buy a Home in Every StateStates With No Income TaxAverage Gas Prices by StateBest States for RetireesBest States for First-Time Home BuyersStates With Highest Income TaxMedian Household Income by State

Frequently Asked Questions

What state has the best childcare affordability?

Mississippi ranks #1 with $650/mo. West Virginia and Arkansas round out the top 3.

What state has the worst childcare affordability?

New York ranks last (#50) with $1,600/mo. Massachusetts and California are also among the worst.

What is the national average for childcare affordability?

The average across all 50 states is $1,002/mo. The median is $950/mo.

How is this data calculated?

This data is calculated using the latest available median income, housing prices, cost of living indices, tax rates, and expense data for each state. Our methodology uses consistent formulas applied to all 50 states for fair comparison.

Data & Research

State RankingsSalary DataFinancial by AgeMortgage DataInsurance DataCredit Card DataTax Brackets 2026Minimum Wage

More Financial Benchmarks

Net Worth by Age401k Balance by AgeSavings by AgeDebt by AgeSaved by 30Retirement SavingsSave for RetirementStart InvestingSave on Taxes