Renters insurance rates for all 50 states. Average premiums and what it covers.
| Rank | State | Annual | Monthly |
|---|---|---|---|
| 1 | Wyoming | $120 | $10 |
| 2 | Idaho | $132 | $11 |
| 3 | Oregon | $138 | $12 |
| --- | National Average | $195 | $16 |
| 48 | Florida | $290 | $24 |
| 49 | Louisiana | $310 | $26 |
| 50 | Mississippi | $325 | $27 |
The national average is $195/year or about $16/month.
Yes. For $16/month you get $30,000-$50,000 in property protection plus liability coverage.