How much does pet insurance cost? Average premiums for dogs and cats by breed, age, and coverage.
| Pet/Plan | Monthly | Annual |
|---|---|---|
| Dog (Accident + Illness) | $56 | $672 |
| Dog (Accident Only) | $22 | $264 |
| Cat (Accident + Illness) | $32 | $384 |
| Cat (Accident Only) | $12 | $144 |
| Breed | Monthly | Risk |
|---|---|---|
| Mixed Breed | $42 | Lower risk |
| Labrador | $55 | Joint issues |
| French Bulldog | $72 | Breathing issues |
| Bulldog | $78 | Most expensive |
| Procedure | Cost Range | |
|---|---|---|
| Annual Wellness Visit | $250-$400 | |
| Emergency Room | $800-$2,500 | |
| ACL Surgery | $3,500-$6,000 | |
| Cancer Treatment | $5,000-$15,000 | |
| Dental Cleaning | $500-$1,200 |
Dog insurance averages $56/month. Cat insurance averages $32/month for accident and illness coverage.
One emergency surgery costs $3,000-$6,000. At $56/month, insurance pays for itself with one major claim.